What Should Buyers Know Before Purchasing a Waterfront Home in Annapolis?

Waterfront homes in Annapolis offer a unique lifestyle, but they also come with considerations that buyers should understand before purchasing. Beyond the view, ownership involves long-term planning and awareness.

Annapolis real estate agent Jen Denney helps buyers evaluate factors such as flood insurance, maintenance requirements, and local permitting regulations. Water depth, shoreline conditions, and dock access can significantly influence value and usability.

Denney emphasizes the importance of understanding insurance and elevation requirements early in the process. These factors affect both affordability and long-term ownership costs.

Maintenance expectations also differ for waterfront homes. Exposure to water and weather can impact systems, exteriors, and landscaping more quickly than inland properties.

With informed guidance and careful evaluation, buyers can enjoy the benefits of waterfront living while avoiding unexpected challenges.